Osborne Clarke Advised Habito on its Acquisition by Monzo
Osborne Clarke Advised Habito on its Acquisition by Monzo
International legal practice Osborne Clarke has advised Habito, a UK digital mortgage broker, on its agreed sale (subject to regulatory approval) to Monzo, the UK's largest digital bank. Completion is expected to occur in Spring 2026. The acquisition is a further step towards Monzo's mission to make money work for everyone, helping to make the process of securing a mortgage simpler, faster and more customer-centric.
"Osborne Clarke were an outstanding partner throughout this transaction. Their deep sector expertise and commercial insight, combined with a pragmatic, solutions-focused approach, were invaluable in helping us navigate this strategically important step for Habito. The team worked seamlessly alongside Habito and our advisers, and we truly valued their support on this landmark moment in Habito’s journey." stated Ying Tan, CEO of Habito.
"Supporting Habito on this transaction underscores how innovative fintech players are reshaping essential financial services. This deal combines Monzo's vast customer base with Habito's market-leading digital mortgage capabilities, potentially redefining the home-buying journey in the UK. It was a pleasure advising the Habito team on this significant next step in their growth story." stated James Taylor, Partner, Osborne Clarke.
Osborne Clarke has a deep-rooted reputation in the financial services and fintech sectors, acting for a wide range of high-growth digital businesses, established financial institutions, and investors. The firm's integrated, sector-focused approach ensure clients receive comprehensive advice on complex, cross-border transactions and regulatory matters.
The Osborne Clarke team was led by James Taylor (Corporate Partner) supported by Olivier Jacquelin (Senior Associate) and Jad Soubra (Associate). The Corporate team received support from colleagues across the firm's Tax, Incentives, Regulatory, Banking, Commercial and Employment practices.
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